Started on 5.12.25, finished on 5.14.25

I find most personal finance books are pretty pointless for anyone who knows even the most basic things about personal finance, because they’re aimed at total beginners. Sometimes I also find that they are pointless in the other direction—they are aimed at extremely high earners who have enough money to fully fund their Roth IRA and their 401(k) with plenty left over to invest more creatively. And somehow, sometimes they manage to fall into both camps!

This book definitely has a lot of beginner-level content too, but I felt like the author’s perspective and the way she communicated the concepts were unique enough that none of it bothered me. Also, I learned some new things! I also really liked that even though the author was a very high earner in her pre-content-creation career, the book was written in an extremely down-to-earth and caring way, keeping in mind that not everyone is in those very high earning situations.

Overall, this was a fun, interesting read and definitely worth my time, so I recommend it!

(By the way, yes, I did see something about the title/branding controversy when I looked the book up after reading it, but I’m not going to get into it here because I really don’t have an opinion!)

Click here to buy this book on Bookshop.org

My favorite quotes:

“Look, I’m not trying to sound like a conspiracy theorist, but I do think a big part of why some of these basics of good financial strategy haven’t ‘trickled down’ (lol) to the middle class and beyond is because rich people want the rest of us to stay working.”

“You can only save as much as you earn, but you can always earn more money.”

“Always have one foot out the door at your job. That’s not to say you shouldn’t be giving 100 percent, or that you can’t love your boss, love your team, love everything about your work, but—as rich people know—loyalty doesn’t pay these days.”

“While one five-dollar coffee is not going to be the difference between whether or not you can buy a home, a daily five-dollar coffee over the course of twelve months could be the difference between whether or not you get to buy a new laptop at the end of the year.”